Save 3.5% Of Your Sales Every Time A Customer Pays With Card
Unlike Square, Quickbooks, PayPal, and Venmo, our free credit card processing program offsets the cost of payment processing so you keep 100% of sales in your business and increase your bottom line instantly.
Simple, Transparent Pricing!
As a PayFac, we have full control over who pays fees to card brands and cardholder banks – allowing us to offer you two free credit card processing programs.





- Cash Discount
- Credit Surcharging
You pay 0% on all card types, but reward customers who pay with cash.
Our application marks up the cost of your services by 4.00% to offset the cost of payment processing.
When a customer pays with cash, you provide a 3.49% discount on the transaction – allowing you to keep 100% of your sales on all transactions (cash, check, credit, debit).
When customers pay with credit, they help you out with the bill – allowing you to offset your costs and achieve a low rate of 1.59% + $0.10 on all transactions.
How it works: On every credit transaction, we automatically add a 3.00% convenience fee to the customer’s bill. You’ll pay 1.59% + $0.10 on credit & debit transactions which is over 50% cheaper than the national average of 3.5%.
How We're Helping Business Owners Like You
$2.1B
Amount of money processed MONTHLY by our technology.
10,000
Number of merchants who process payments with TAPLocal.
$750
Average amount of MONTHLY savings our new customers retain.
3.5%
Average percentage of sales we put back into our customer's pockets.
Solutions For Everyone
The Problem
Companies like Square, Paypal, Venmo & Quickbooks make their money by charging you unnecessary fees on payment processing – amounting to an average of 3.5%.
Our Solution
TAPLocal allows you to pass on the unavoidable rates charged by card brands and banks to your customers so you keep more of your revenue.
Increase Your Profit Margins
- No Hidden Fees
- Free Mobile App
- Integrated Marketing
*Terms and limitations apply: see our Terms and Conditions for more details
Eliminate Credit Card Processing Fees With TAPLocal Free Credit Card Processing
Accept Credit Cards With Rates Starting At 0% – Increasing Your Margins Instantly!