Cash Discount: 100% Free Credit Card Processing Program
Eliminate your credit card processing fees by rewarding customers who pay with cash.


Tired Of Overpaying For payment Processing?
Stop Losing 3.5% Of Your Sales
Every Day
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Free Credit Card Swiper
Start accepting in-person transactions with a free credit card swiper that connects to your mobile device via the TAPLocal Mobile POS app and Bluetooth connection.
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Free Signage To Promote Cash Discount
Maintain compliance by offering customers a 3.49% discount to customers who pay with cash. This way you're offering customers a way to save while processing fee-free.
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Automatic Discount Application
Customer pays with cash? Our application will take care of applying the discount to the transaction automatically so you don't have to worry about training staff.
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Auto Batching
Make sure your funds arrive on time with automatic batching that closes your batch before cutoff times so you receive funds when you need them.
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Next Day Funding
Get paid next day with some of the funding in the industry. Want to get paid instantly? We offer same-day funds too. Create your account to see if you're eligible.
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100% Free Credit Card Processing
Start saving an average of 3.5% of your sales by offering a discount on cash and shifting the responsibility of credit card processing fees to cardholders.
Wondering How It All Works?
Our Smart Technology Takes Care
Of The Whole Process
1. Adjustments
Our proprietary technology increases the price of your inventory & Quick Entry transactions by 4.00% to cover ALL processing costs & sales tax.
2. Application
When a customer pays with cash or ACH (account & routing number), a “cash discount” of 3.85% is automatically applied to the order.
3. Promotion
We provide you with custom signage to let your customers know about a cash discount that’s offered to cash & ACH-paying customers.
4. Zero Fees Paid
Since all card transactions retain 4.00% increase in price, you are not charged a cent on payment processing. Hence, free credit card processing.
We Knew There Was Another Way To Get You Paid
So We Made Sure You Never Have To Pay A Cent On Payment Processing Again
Giving Away Your Money Is Painful
We Save Our Customers An Average Of 3.5% In Revenue a month
Every swipe, dip, or tap costs something & you’ve unfortunately been left holding the bill. But let’s face it: giving away a percentage of your sales is painful. Luckily for you, we’re offering you another option, called a cash discount.
Our cash discount program eliminates all your credit card processing costs by increasing the price of your inventory by 4.00%. When a customer pays with cash or ACH, a discount will automatically be applied to the order. In doing so, you’ll never pay a cent for merchant services & gain free credit card processing.
After all, the cheapest processing is free credit card processing. Stop shopping & eliminate your payment processing costs once & for all with TAPLocal.
Some Say We're "Revolutionizing" The Way Businesses Accept Credit Cards. But All We Really Did Was Make It Easy & Completely Free!
Don't Take Payments In-Person?
No Problem
With TAPLocal, you can send invoices or take payments over the phone, all within the free credit card processing program. Offer your customers all the same payment types & offer a discount from our mobile application or online dashboard.
Ready To Say Goodbye To ALL Your Credit Card Fees?
We Lump Them All Together & Toss Them
Out The Door
Ready To Boost Your Business?
Get Started In 10 Minutes Or Less
Scan Your Business
Run your free business report to see how you currently show up online & size up to the competition in your market!
Create Your Account
From sales data to marketing, TAPLocal gives you every tool you need to manage & grow your business.
Sit With An Expert
Don't know where to start? Sit with our team of local business specialists to talk strategy & identify growth opportunities.